Octocash

Terms of Service

Last updated: February 17, 2026

These Terms of Service ("Terms") govern your access to and use of the OctoCash website and application located at https://octo.cash (the "Service"), operated by OtoCo WY LLC - Octocash - Series 435, a Wyoming limited liability company ("Company," "we," "us," or "our").

By accessing or using the Service, connecting a wallet, or clicking "I agree," you agree to be bound by these Terms. If you do not agree to these Terms, do not use the Service.

1. Description of Service

OctoCash is a non-custodial, cross-chain token consolidation interface. The Service allows users to view token balances across multiple blockchain networks and consolidate them into a single wallet address on a chosen destination chain. The Service coordinates token swaps through Odos (a decentralized exchange aggregator) and cross-chain bridges through Circle's Cross-Chain Transfer Protocol v2 (CCTPv2).

The Service acts solely as a coordination interface. We do not hold, control, or take custody of your digital assets at any point during the consolidation process. All transactions require your explicit wallet approval and are executed directly on public blockchain networks.

2. Eligibility

By using the Service, you represent and warrant that:

  • You are at least 18 years of age or the age of majority in your jurisdiction;
  • You have the legal capacity and authority to enter into these Terms and to use the Service;
  • You are not located in, organized in, or a resident of any country or territory that is the subject of comprehensive sanctions by the United States (including, without limitation, Cuba, Iran, North Korea, Syria, and the Crimea, Donetsk, and Luhansk regions of Ukraine), or any other applicable sanctions regime;
  • You are not identified on any applicable sanctions or restricted party list, including the U.S. Department of the Treasury's Office of Foreign Assets Control (OFAC) Specially Designated Nationals and Blocked Persons List; and
  • Your use of the Service does not violate any applicable law or regulation.

3. Wallet Connection and Security

To use the Service, you must connect a compatible blockchain wallet. You are solely responsible for the security and management of your wallet, private keys, and seed phrases. The Company has no access to and does not store your private keys or seed phrases.

You acknowledge that all transactions initiated through the Service require your explicit approval via your connected wallet. The Company cannot reverse, cancel, or modify any blockchain transaction once it has been broadcast to the network.

4. Third-Party Services

The Service integrates with and relies upon third-party protocols, infrastructure, and services, including but not limited to:

  • Deno Deploy — cloud hosting platform that serves the Service;
  • Alchemy and DRPC — blockchain RPC providers used for querying blockchain data and submitting transactions;
  • WalletConnect — wallet connection relay protocol used for connecting compatible wallets;
  • Zerion — portfolio data provider used to retrieve token balances and positions;
  • Odos — a decentralized exchange aggregator used for token swaps;
  • Circle CCTP (Cross-Chain Transfer Protocol) — used for bridging USDC across blockchain networks;
  • Fermyon Cloud — hosts token icon assets served by the Service.

Your use of these third-party services is subject to their respective terms of service and privacy policies. The Company does not control these third-party services and is not responsible for their availability, performance, accuracy, or security. You acknowledge and accept the risks associated with relying on third-party protocols and infrastructure.

5. Fees

Using the Service involves the following fees, which are displayed before you confirm any transaction:

  • Gas fees — blockchain network transaction fees, which vary by network and congestion;
  • Swap fees — 0.04% for stablecoin swaps and 0.16% for volatile asset swaps, charged by the swap protocol;
  • Bridge fees — 0.01% for USDC bridges (0.14% on Linea), charged by the bridge protocol.

A small portion of swap and bridge fees supports the continued development and operation of OctoCash. All applicable fees are shown upfront before you approve any transaction. The Company reserves the right to modify the fee structure at any time, with updated fees displayed in the Service interface.

6. Risks

You acknowledge and accept that using the Service and interacting with blockchain networks and decentralized protocols involves significant risks, including but not limited to:

  • Smart contract risk — the protocols used by the Service may contain bugs, vulnerabilities, or exploits that could result in loss of funds;
  • Bridge risk — cross-chain bridging involves additional layers of risk including potential delays, failures, or loss of assets during transit;
  • Slippage and price volatility — token prices may change between the time a transaction is initiated and when it is confirmed, resulting in receiving fewer tokens than expected;
  • Blockchain finality — transactions on blockchain networks are generally irreversible once confirmed, and network reorganizations may in rare cases affect transaction finality;
  • Regulatory risk — the legal and regulatory environment for digital assets and decentralized finance is evolving, and changes in law or regulation may adversely affect the Service or your ability to use it;
  • Network congestion — high network usage may result in delayed transactions, increased gas fees, or failed transactions.

You accept full responsibility for evaluating and assuming these risks. The Company does not guarantee the successful completion of any transaction.

7. No Custody; No Fiduciary Relationship

The Service is non-custodial. The Company never holds, controls, or has access to your digital assets. All transactions are executed directly between your wallet and the relevant blockchain protocols.

Nothing in these Terms or in the Service creates a fiduciary, advisory, or agency relationship between you and the Company. The Service does not provide financial, investment, legal, or tax advice. You are solely responsible for your own investment decisions.

8. Disclaimer of Warranties

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. THE COMPANY HEREBY DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

THE COMPANY DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. THE COMPANY DOES NOT WARRANT THE ACCURACY, RELIABILITY, OR COMPLETENESS OF ANY INFORMATION PROVIDED THROUGH THE SERVICE, INCLUDING TOKEN BALANCES, PRICES, OR TRANSACTION ESTIMATES.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE COMPANY, ITS MANAGER, MEMBERS, AFFILIATES, OR SERVICE PROVIDERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR DIGITAL ASSETS, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF GOODWILL OR REPUTATION, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE SERVICE.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE COMPANY'S TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICE SHALL NOT EXCEED THE GREATER OF (A) THE AMOUNT OF FEES PAID BY YOU TO THE COMPANY IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM OR (B) ONE HUNDRED U.S. DOLLARS ($100).

10. Indemnification

You agree to indemnify, defend, and hold harmless the Company, its manager, members, affiliates, and their respective officers, agents, and service providers from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or in connection with:

  • Your use of the Service;
  • Your violation of these Terms;
  • Your violation of any applicable law or regulation;
  • Your violation of any rights of any third party; or
  • Any transaction you initiate or approve through the Service.

11. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Wyoming, without regard to its conflict of laws principles.

Any dispute, controversy, or claim arising out of or relating to these Terms, or the breach thereof, shall be settled by binding arbitration before three arbitrators, administered by the American Arbitration Association under its Commercial Arbitration Rules, in Sheridan, Wyoming. Judgment on the award rendered by the arbitrators may be entered in any court having jurisdiction.

Each party shall bear its own arbitration fees and administrative costs. The prevailing party, as determined by the arbitrators, shall be awarded its reasonable attorneys' fees and costs.

YOU AGREE THAT ANY DISPUTE RESOLUTION PROCEEDINGS WILL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION.

12. Modification of Terms

The Company reserves the right to modify these Terms at any time. Updated Terms will be posted on the Service with a revised "Last updated" date. Your continued use of the Service after any modification constitutes your acceptance of the updated Terms. It is your responsibility to review these Terms periodically.

13. Severability

If any provision of these Terms is determined to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be deemed modified to the minimum extent necessary to make it valid and enforceable.

14. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and the Company regarding your use of the Service and supersede all prior agreements and understandings, whether written or oral.

15. Contact

If you have any questions about these Terms, you can reach us at legal@octo.cash.

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